Practice Group

Commercial Finance & Banking Attorneys

KJK’s Commercial Finance & Banking team counsels clients in navigating their financial challenges, managing risks and effectively planning for the future using our extensive knowledge and understanding of commercial lending, financing and banking.

Commercial Banking Legal Services

Attorneys for Commercial Loans

Commercial Banking & Finance

Representative Experience

KJK represents a broad cross-section of commercial finance players, including financial institutions, non-bank secured creditors, and borrowers and junior lenders, whether private or institutional. We advise our clients in a variety of senior, subordinated and mezzanine debt transactions, both on a secured and unsecured basis.

We work collaboratively with other KJK attorneys in healthcare, manufacturing, tax and real estate to provide complex and sophisticated advice necessary throughout the life of a loan. And when the needs arise, our attorneys have the capability to collaboratively engage in work-out and distressed asset deals, often navigating our clients, whether lenders or borrowers, through the dual-track of work-out deals and litigation. Our attorneys are well-versed in complex debt and capital structures.

We have analyzed, negotiated and documented all aspects of finance transactions, including conduit loans (CMBS), asset-based financing, floor plan financing, structured and leveraged financing, real estate financing, multiple tranche debt, intercreditor agreements, healthcare financing, bridge loans, letter of credit facilities and rate swaps.

Lender Services

Representing secured and unsecured convertible note holders in their investments in an early growth stage zero emission vehicle manufacturer
Advising a senior lender in a stand-by bond purchase agreement and related unsecured revolving credit facility to finance a private higher education facility
Negotiating complex subordination agreements and intercreditor agreements involving secured and unsecured parties in multi-tiered tranches of debt

Banking and Financial Institutions

Advising a financial institution in an $11 million dollar credit facility to the acquirer of a manufacturer of commercial baking supplies
Advising a national bank in a $23 million multi-credit facility provided to a manufacturer of automated packaging systems
Representing a national banking institution in connection with a forbearance agreement, deed-in-lieu and receivership of a distressed apartment complex

Private Equity

Representing a California-based private equity fund with the $40 million refinancing of a portfolio company, including a $17 million dividend recapitalization

Economic development

Representing the State of Ohio in a variety of Chapter 166 economic development loans

industry-specific

Advising a publicly held manufacturer with net sales in excess of $200 million and businesses located in the United States and abroad in connection with all of its financing needs
Advising a leading provider of airport ground handling services to the air cargo industry in a $25 million financing
Representing a privately held beverage distributor in negotiating for a $100 million bank financing
Assisting medical professionals in a note participation financing transaction providing unsecured capital to facilitate the permanent refinancing of a medical building
Counseling a national retailer of consumer fireworks in the reformation of a syndicated bank group valued at $70 million and the raising of $10 million in related mezzanine junior secured debt
Counseling a privately held plastics company in the workout of defaults under loan agreements for $33 million of senior and subordinated debt

Total Deals Closed

Years of Experience

2019 Financing Deal Flow

Commercial Banking & Finance

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