The Guiding and Establishing National Innovation for U.S. Stablecoins Act (GENIUS Act) is the United States’ first comprehensive federal law governing payment stablecoins—digital tokens designed to hold a fixed value (typically $1) and used for payments. After passing...
Content By Jessica Groza
How Small Businesses Can Expand: Strategies for Sustainable Growth
Small businesses often begin with a single location, a small team and a loyal customer base. But once they’ve proven their concept and achieved consistent revenue, many owners start looking for ways to grow. Expansion, however, isn’t a one-size-fits-all process. The...
SPAC Activity in Crypto: Revival, Risks & Rewards
A New Wave of Crypto SPAC Deals After the frenzy of 2021 and the subsequent “crypto winter,” special purpose acquisition company (SPAC) activity in the digital asset space is back with renewed vigor in 2025. The broader SPAC market has raised over $10 billion through...
FDIC Proposal to Raise Regulatory Thresholds: What It Means for Banks, the Economy and Regulation
In a move poised to reshape the regulatory landscape for U.S. banks, the Federal Deposit Insurance Corporation (FDIC) has signaled support for raising asset thresholds that determine the intensity of regulatory scrutiny—adjusting for inflation and rebalancing...
Federal Reserve Proposes Revision to Bank Supervisory Ratings
This article is Part Two of our series highlighting new leadership at the Federal Reserve, signaling a meaningful shift in the Fed’s approach to banking regulation. Read Part One here. On July 10, 2025, the Federal Reserve unveiled a targeted proposal to recalibrate...
Still Default to Delaware for the State of Formation? Ohio May Offer Attractive Alternatives
Forming a new business requires addressing a number of principal issues and logistics, many of which draw on structure, liability, policy, tax, and related considerations. After picking the best entity form, the first threshold matter to address is determining the...
Federal Reserve’s Leverage Ratio Changes Signal Shift in Banking Regulations
This article is Part One of our series highlighting new leadership at the Federal Reserve, signaling a meaningful shift in the Fed’s approach to banking regulation. With a focus on pragmatic and risk-based oversight, new leadership at the Federal Reserve signals a...